Commercial Property & Liability

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Commercial Property & Liability

Commercial Insurance, or Business Insurance, can cover the damage done to office furniture & fixtures, bodily injury or property damage done to a third party, and extra costs that occur when a business’s ability to make money is halted because of a covered claim.

Commercial General Liability (CGL)

Commercial General Liability covers a business for damages that it may be legally liable for. A CGL is made up of the following coverages:

  • Bodily Injury and Property Damage
  • Personal Injury and Advertising Injury Liability
  • Medical Payments
  • Tenants Legal Liability
  • Products and Completed Operations

Business Interruption

Business Interruption coverage is available for business’ whose revenues may be affected in the event of a claim. For example, if you own a restaurant that has a fire, you will experience loss of revenue until the repairs are completed. There is a standard 12-month period for business interruption coverage, but you can also opt to increase the period of time that this coverage will provide for, which is a good option for Building Owners and Business Owners who operate from their owned premises.

What does Property Insurance Cover?

Property Insurance covers your own property if damaged or lost in an insured claim. Property Insurance covers a variety of items from office contents to tools used on the job to fixtures and improvements done to the operating premises.

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Our Clients Say

Insurance customer 1

They are very helpful and they made sure that I got the best rate for my money. It was quick, easy, I was in and out the door. Everything went as expected.

Insurance customer -
from ReponseTek survey

testimonial 2

They are very experienced in what they do they are very knowledgable.

Insurance customer -
from ReponseTek survey

testimonial 3

She seemed to be well-informed. This is a family business that we've gone to for many years. They've always treated us very well. Their staff seems to be well-trained in procedures.

Insurance customer -
from ReponseTek survey

testimonial 4

They did the comparison to both of my vehicles for the supplementary insurance, and let me know the price differences so I could make a decision quickly and easily.

Insurance customer -
from ReponseTek survey

testimonial 5

They're knowledgeable. They ask the right questions and they ensure we have the policies that suit our needs best.

Insurance customer -
from ReponseTek survey

testimonial 6

They went above and beyond my expectations and reduced my insurance costs and that made me very happy.

Insurance customer -
from ReponseTek survey

testimonial 7

They got me a quote and then asked me if I would like to compare it to private insurance, saying it might be cheaper. It was, and it came with more perks, so I went with the ICBC base and then private insurance.

Insurance customer -
from ReponseTek survey

testimonial 8

The broker was very polite she answered all my questions she helped me to make a choice of the best insurance policy for me. I have been going to this office for years and the atmosphere is very nice. They were friendly and helpful and provided prompt service.

Insurance customer -
from ReponseTek survey

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